How to Obtain Swiss Residency Through Business or Infrastructure Investment

Switzerland offers a unique pathway to residency for non-EU/EFTA nationals through business and infrastructure investment. This Swiss Investment-Based Residence Permit (B Permit) allows entrepreneurs, business owners, and high-net-worth individuals to secure Swiss residency by making a substantial economic contribution to the country. This route is particularly appealing for those who wish to reside in Switzerland while actively managing or investing in a Swiss business, creating jobs, or funding infrastructure projects. Successful applicants are granted a B Permit, which can lead to a C Permit after five or ten years, depending on nationality and integration.

Understanding the Swiss Investment Residency Route

The business or infrastructure investment route provides residency by directly contributing to the Swiss economy. This means applicants can start, acquire, or expand a business in Switzerland without the requirement to pay lump-sum taxation based on living expenses. Switzerland offers a stable economy, high security, and an excellent quality of life, making it an attractive destination for investors.

Eligibility Requirements for a Swiss Residence Permit by Investment

To qualify for Swiss residency through business or infrastructure investment, applicants must be non-EU/EFTA nationals. Unlike the lump-sum taxation route, it is not necessary to be taking up residence in Switzerland for the first time or returning after an absence of at least ten years.

A key requirement is the submission of a viable business or investment plan demonstrating clear and signifiant economic benefits to Switzerland. This must be backed by a substantial economic investment, typically starting at CHF 1 million, though this varies depending on the canton and the type of investment.

All investment funds must come from lawful sources, with clear documentation to support their origin. The investment must contribute to the Swiss economy by creating jobs and fostering economic growth in the local canton.

Qualifying investments may include the establishment or expansion of Swiss businesses, real estate development for commercial purposes, infrastructure projects such as roads and renewable energy, or support for high-growth industries such as technology and life sciences. Additionally, the investor must maintain their investment throughout the residency period and take an active role in managing or overseeing the business or project.

Financial stability is also an essential requirement, as applicants must demonstrate sufficient resources to sustain their residency and business operations. Furthermore, a clean criminal record is required, and although not mandatory, integration into Swiss society through language proficiency and community involvement can strengthen an application.

Since the specific requirements vary based on individual circumstances and canton regulations, seeking expert legal advice is highly recommended.

Investment Details and Qualifying Investments for a Swiss Residence Permit by Business Investment

Applicants must ensure their investment is in an existing or new Swiss business, infrastructure, or development project. While the minimum investment usually begins at CHF 1 million, certain cantons, including Zug, Geneva, Vaud, and Ticino, offer tailored investment residency programmes with specific incentives for foreign investors.

To qualify, the investment must create a tangible economic impact, such as job creation or support for strategic industries. The investor must actively manage or supervise the business or project, ensuring their direct involvement. Not all types of investments qualify, however. Residential real estate for personal use or passive rental income does not meet the criteria unless linked to a commercial venture such as a hotel or mixed-use property. Investments outside Switzerland and passive financial investments such as stocks, bonds, or securities are also not eligible.

Residency Requirements and Business Ownership

Swiss residency by business investment requires applicants to establish their main residence in Switzerland and obtain a renewable B residence permit. In most cantons, investors must spend at least six months (183 days) per year in Switzerland to maintain their residency status. Switzerland must also be the primary place of residence for tax purposes.

Unlike the lump-sum taxation route, which only allows residency based on tax payments without economic activity, the business investment route permits investors to establish, own, and manage a business in Switzerland. The investment must contribute to the Swiss economy, typically through job creation or economic activity, and passive investments are not permitted.

Strengthening an Application for Swiss Residence Through Swiss Ties

Although not required, having strong business and financial ties to Switzerland can enhance an application. Investors can improve their chances of approval by owning property in Switzerland, hiring local employees, supporting local charities or community initiatives, or demonstrating prior business engagements and investments in Switzerland. These elements provide additional credibility and reinforce the applicant’s commitment to contributing to the country’s economy.

The Application Process for a Swiss Residence Permit by Business Investment

The process of obtaining Swiss residency through business or infrastructure investment involves several key steps.

Initially, applicants must assess their eligibility and determine their preferred canton for investment. Once an investment or business plan has been developed, it must be submitted for approval by the relevant cantonal economic authority. Following cantonal approval, the residency application is formally submitted along with supporting documentation, including financial records and business details. The processing time for the application typically ranges from four to six weeks. Once approved, the applicant receives a Swiss B Residence Permit.

Residency Outcomes and Long-Term Benefits

The B Permit is initially granted for one year and is renewable on an annual basis. After five or ten years, depending on nationality and integration efforts, residents may qualify for a C Permit, which provides permanent residence in Switzerland. Beyond residency, this route offers a structured pathway to Swiss citizenship, provided all necessary requirements are met.

Advantages and Challenges of the Swiss Investment Visa Route

The Swiss business investment residency route allows investors to actively participate in the Swiss economy, unlike the lump-sum taxation route, which prohibits business activity. Residency is granted based on direct economic contributions rather than pre-agreed tax payments, providing a viable pathway to permanent residence and eventual citizenship.

However, the route does present challenges. The high investment threshold, typically CHF 1 million or more, can be a significant barrier. Applicants must also submit a detailed business or investment plan that demonstrates clear economic benefits to Switzerland, and they must actively manage or oversee their investment, ensuring compliance with Swiss regulations. These factors require careful planning and commitment from investors.

How Richmond Chambers Switzerland Can Assist

Securing Swiss residency through business or infrastructure investment requires strategic planning and regulatory compliance. Richmond Chambers Switzerland provides expert legal guidance to investors, entrepreneurs, and business owners seeking Swiss residency through investment. Our services include eligibility assessment and investment strategy development, helping applicants choose the most suitable investment approach based on financial objectives, business experience, and canton-specific regulations.

We also assist in identifying investment opportunities aligned with local economic development priorities. Through our network, we connect clients with trusted partners who specialise in business and infrastructure investments. Our team ensures that each business or investment plan is robust, meets Swiss economic benefit requirements, and aligns with cantonal policies. Additionally, we liaise with Swiss cantonal authorities to secure investment approval and ensure compliance with residency and business regulations.

Our support extends to the application submission process, where we guide clients through compiling and submitting financial, business, and legal documentation. We also work alongside Swiss tax advisors, business consultants, and legal professionals to ensure that investments are structured efficiently and adhere to Swiss laws. Furthermore, we provide ongoing compliance assistance, helping clients maintain their investment, meet regulatory obligations, renew their B Permit, and transition to a C Permit when eligible.

With extensive experience in Swiss immigration law, Richmond Chambers Switzerland offers a seamless and strategic pathway for high-net-worth individuals and entrepreneurs seeking Swiss residency through business or infrastructure investment. For professional advice and expert assistance, contact our immigration lawyers in Switzerland at +41 21 588 07 70 or complete our enquiry form below.